Is the subsidy automatic for Swiss nationals in Geneva?

Renewal is in principle automatic on the basis of the RDU for people who already have a recognised entitlement. A first application to the SAM is still required if you have never received the subsidy.

How much is the adult subsidy in Geneva in 2026?

From CHF 55 to CHF 348 per month depending on the income group of the official 2026 scale, up to CHF 696 for a couple, plus CHF 132 per dependent child.

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Subsidy for people with Swiss nationality or a C permit

A Swiss national or C permit holder domiciled in Geneva? Your subsidy is in principle renewed automatically on the basis of your RDU. But for a first application, or if your RDU is out of date, a step with the SAM is required.

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Swiss nationality · C permit

Automatic renewal: how does it work?

If you have already received the subsidy and your unified determining income (RDU) is calculated by the authorities from your tax assessment, the SAM automatically reviews your entitlement each year. If you remain within a group of the scale, the subsidy is renewed without any action on your part.

When do you need to take action?

First application: you have never received a subsidy and believe you qualify under the 2026 scale
Missing or outdated RDU: default assessment, tax return not filed, recent arrival in the canton
Change in circumstances: lower income, separation, a birth, retirement
Partial award: you receive a subsidy but feel your group no longer matches your current situation

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Did you know? Many eligible Geneva residents miss out on their subsidy for lack of a first application. The 2026 scale goes up to CHF 50,000 of RDU for a single person and CHF 115,000 for a couple without children.

How much under the 2026 scale?

The adult subsidy ranges from CHF 55 to CHF 348 per month depending on your income group. A couple can receive up to CHF 696 per month, and each dependent child adds CHF 132 per month while raising the thresholds by CHF 6,000. Use our calculator to estimate your amount in 2 minutes.

How we help you, free of charge

Our advisers check whether your RDU creates an entitlement, prepare the first application or the update file, and submit it to the SAM. Any subsidy granted is backdated to the start of the year.

Frequently asked questions

Not necessarily. Renewal is automatic only for people who already have a recognised entitlement and an up-to-date RDU. If you have never filed an application, the SAM pays nothing, even if your income qualifies you: a first application is required.

The RDU is indeed based on the latest available tax assessment. If your income has since fallen, you can ask the SAM to update your situation so that your subsidy matches your current income.

In principle no: it is paid directly to your health insurer and deducted from your monthly premium, backdated to the start of the year in the case of a new award.

Official resources

Official scale and forms (ge.ch)

Official documents from the State of Geneva (Health Insurance Service, in French). We help you choose and complete the right form for free.

📊 2026 subsidy scale, official amounts and RDU thresholds.
📄 Form 3 - RDU below the threshold (general case), the form matching your situation.
🗂️ All 2026 application forms, full list on ge.ch.

External links to the official ge.ch website. Private site, not affiliated with the State of Geneva.

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