How much is the young adult subsidy in Geneva in 2026?

CHF 231 per month for income groups 1 to 8 of the official 2026 scale, and CHF 106 per month for group 9.

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Health insurance subsidy for young adults in Geneva

Q: I have just turned 18 — do I need to apply for the subsidy?

Yes. From the age of majority, every young adult pays their own LAMal premium and can apply for the young adult subsidy of CHF 231 per month. The application must be renewed every year.

Were you born between 2001 and 2007? You are entitled to a young adult subsidy of up to CHF 231 per month on your LAMal health insurance premium. Note: unlike other insured persons, the application must be renewed every year with the SAM.

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Young adults · 18 to 25

Who counts as a young adult in 2026?

The canton of Geneva's 2026 scale treats people born between 2001 and 2007 as young adults. This category receives a specific subsidy amount, separate from those for adults and children.

How much subsidy for a young adult?

Under the official 2026 scale, the young adult subsidy is CHF 231 per month for income groups 1 to 8, and CHF 106 per month for group 9 (households with children). Your group depends on your unified determining income (RDU) and your household situation.

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Studying or in training? Your income is often low, which usually places you in the first groups of the scale: almost all young adults in education in Geneva are entitled to the subsidy.

Why reapply every year?

Unlike adults, whose subsidy is in principle renewed automatically on the basis of the RDU, young adults must file a new application every year with the Cantonal Health Insurance Office (SAM). Without action on your part, the subsidy is not paid, even if you are entitled to it.

Documents you'll need

Proof of identity or residence permit
Proof of enrolment with your health insurer (LAMal policy)
Proof of income (payslips, grant, proof of training where applicable)
Your bank details or those of your health insurer

How we help you, free of charge

Our advisers check your entitlement under the 2026 scale, complete the SAM form with you and submit the full file by post, email or the e-démarches portal. You pay nothing, and any subsidy granted is backdated to the start of the year.

Frequently asked questions

Yes. From the age of majority you pay your own LAMal premium and can apply for the young adult subsidy. The application must then be renewed every year until the end of your 25th year.

In the vast majority of cases, yes. With little or no income, you fall into the first groups of the scale and can receive CHF 231 per month. Your parents' RDU may, however, be taken into account depending on your situation: our advisers check this with you.

The subsidy is not paid for the current year. You can still apply during the year, and any subsidy granted is backdated to the start of the year — but don't delay: the SAM's processing time is 4 to 6 weeks.

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