Aide Subside Genève by SPI

Up to CHF 348 less per month on your LAMal premium thanks to the subsidy.

The health insurance subsidy is financial support paid by the canton of Geneva to reduce your LAMal premium. Work out your entitlement in 2 minutes, then let our advisers prepare your file for the SAM free of charge.

✓ Free estimate, no obligation
✓ End-to-end administrative support, 100% free
✓ Answers to all your questions within 24 hours
✓ Private, FINMA-registered provider, independent of the State
Calculate my subsidy →

🔒 No sign-up · Indicative estimate; the final decision rests with the SAM.

Free · 2 min

Calculate your 2026 subsidy

A few questions to work out your monthly support.

1. Do you live in the canton of Geneva?
🔒 No sign-up · Your data stays confidential
CHF 348maximum subsidy per month (adult)
100%free, no obligation
24hto answer your questions
30 Nov 2026deadline for your application

What is the health insurance subsidy in Geneva?

The subsidy is financial support paid by the canton of Geneva to reduce the cost of your compulsory health insurance premium (LAMal). The amount depends on your unified determining income (RDU), your household situation and your age.

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The good news: an application filed on time is refunded retroactively from the start of the year.
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A deadline to meet

Take action before 30 November 2026 to protect your entitlement for the year.

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Automatic or not?

If you are 18 to 25, or hold a B, L, N or F permit, you must reapply every year.

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Zero paperwork for you

Our advisers put the file together and submit it to the SAM: by post, email or the e-démarches portal.

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4 to 6 weeks processing

The SAM is in high demand: the earlier you apply, the sooner your premium goes down.

The right process for your profile

Which subsidy process for your situation?

Each profile follows a different process with the Cantonal Health Insurance Office. Find yours:

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Young adults

Born between 2001 and 2007? The subsidy application must be renewed every year.

Learn more →
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Residence permit

Holder of a B, L, N or F permit: a specific annual process applies.

Learn more →
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Swiss nationality

First application or follow-up based on your RDU.

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Change in circumstances

Lower income, separation, a birth: your subsidy entitlement can change.

Learn more →
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Newcomers

Moved to Geneva in 2025 or 2026? An initial application is required.

Learn more →
How it works

From calculation to subsidy, in 4 steps

A clear process, free and with no obligation.

1

You calculate your subsidy

An indicative estimate of your monthly support in 2 minutes, free of charge.

2

An adviser calls you back

A reply within 24 hours to check your situation and your documents.

3

We prepare your file

Forms completed and submitted to the SAM by post, email or the e-démarches portal.

4

The SAM decides

A reply within 4 to 6 weeks. If granted, the subsidy is backdated to the start of the year.

Your questions, answered

FAQ: applying for a subsidy in Geneva

The most common questions about the 2026 health insurance subsidy.

Whether your 2026 subsidy is renewed depends on your situation. If you are 18 to 25, or hold a B, L, N or F permit, you must reapply every year. For other insured persons, renewal is in principle automatic on the basis of the RDU.
The application must be sent to the Geneva Cantonal Health Insurance Office (SAM), by post, email or via your e-démarches online account. Our private advisers can handle it for you, free of charge, from the first form through to submission.
The SAM is in high demand: expect a wait of about 4 to 6 weeks. Don't lose time — the earlier you apply, the sooner your premium goes down.
If the SAM grants you the subsidy, it is generally paid directly to your health insurer and deducted from your premium, backdated to the start of the year.
No. This website is published by a private, independent, FINMA-registered provider. It is not affiliated with the State of Geneva or the SAM. Our role: to support you free of charge with your administrative steps. The decision to grant the subsidy rests solely with the SAM.
Yes. Help with putting together and submitting your subsidy file is completely free and with no obligation. As a registered insurance intermediary, we can also, if you wish, compare your LAMal premiums — always with no obligation.
Contact us

File your 2026 subsidy application without the paperwork

Leave your details and an adviser will call you back within 24 hours to check your subsidy entitlement and prepare your file for the SAM.

✓ Answers to all your questions within 24 hours
✓ We put together and submit your file for you
✓ 100% free, no obligation
✓ Private, independent advice, FINMA-registered

Request a free callback

An adviser will get back to you within 24 business hours.

✓ Thank you! Your request has been received.
An adviser will call you back within 24 business hours.

🔒 Your data stays confidential and is never sold on.