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Legal notice

Information about the publisher and the operation of subsides-geneve.ch, in accordance with Swiss law.

1. Publisher and operator of the site

This website subsides-geneve.ch (the “Site”) is published and operated by:

Company nameSwiss Premium Insurance Sàrl
Legal formLimited liability company (Sàrl) under Swiss law
Registered officePlace Cornavin 14, 1201 Geneva, Switzerland
UID numberCHE-355.273.201
FINMA registrationNon-tied insurance intermediary registered with the Swiss Financial Market Supervisory Authority (FINMA) under number F01305043
Phone+41 22 559 86 84
Emailcontact@sp-insurance.ch
Publication managerJuliette M.

2. Private site, independent from the State

This is not an official website. subsides-geneve.ch is neither the website of the State of Geneva nor that of the Health Insurance Service (SAM). It is published by a private, independent provider, Swiss Premium Insurance Sàrl, registered with FINMA. The Site does not emanate from any public authority and does not bind the cantonal administration in any way.

The Site offers free administrative support with the steps related to the health insurance subsidy (LAMal premium reduction) in the canton of Geneva. Only the Health Insurance Service (SAM) decides on the grant and the amount of the subsidy. The results of the calculator provided are given for information only and have no decision-making value. The official website of the State of Geneva is available at ge.ch.

3. Hosting

HostInfomaniak Network SA, public limited company (UID CHE-103.167.648)
AddressRue Eugène-Marziano 25, 1227 Les Acacias, Switzerland
Contactwww.infomaniak.ch · +41 844 551 156

4. Activity and insurance intermediary status

Swiss Premium Insurance Sàrl carries out insurance brokerage and intermediation. As such, the company is entered in the register of insurance intermediaries kept by FINMA as a non-tied intermediary, meaning that it is not bound to any particular insurance company by a relationship of dependence and acts in the interest of its clients.

The company holds professional civil liability insurance in accordance with the legal requirements applicable to insurance intermediaries.

5. Purpose of the site

The purpose of the Site is to inform users about the health insurance subsidy of the canton of Geneva and to enable them to get in touch with an adviser from Swiss Premium Insurance Sàrl for a personalised analysis and support in preparing and submitting the file to the SAM.

The contents, simulations and estimates provided on the Site are given for information only. They constitute neither a grant decision, nor tax advice, nor a contractual offer. Only a review of your full situation by the SAM determines your actual entitlement to the subsidy. The operator makes every effort to ensure the accuracy of the information published, without being able to guarantee its completeness or permanent up-to-dateness, as scales and legal bases may change.

6. Intellectual property

All the elements making up the Site (structure, texts, visuals, graphics, logos, icons, simulators, code and databases) are protected by Swiss intellectual property law and belong to Swiss Premium Insurance Sàrl or its partners, or are used with their authorisation.

Any reproduction, representation, adaptation, distribution or exploitation, in whole or in part, of these elements, by any means whatsoever, without the prior written authorisation of the operator, is prohibited and constitutes an infringement liable to engage the responsibility of its author.

7. Liability

The operator strives to ensure the accessibility of the Site and the accuracy of its content, without any obligation of result. It cannot be held liable for:

The user is responsible for using up-to-date hardware and a browser free of any element likely to compromise their security.

8. Hyperlinks

The Site may contain links to third-party sites, including the official website of the State of Geneva. The operator exercises no control over these sites and declines any responsibility for their content, availability or data protection practices. Consulting these sites is the sole responsibility of the user.

9. Data protection and cookies

The processing of personal data collected via the Site is described in our privacy policy, drawn up in accordance with the Swiss Federal Act on Data Protection (FADP) and, where applicable, the GDPR.

10. Applicable law

This legal notice is governed by Swiss law. Any dispute relating to the use of the Site falls under the exclusive jurisdiction of the competent courts of the canton of Geneva, subject to any mandatory legal provisions.

11. Contact

For any question relating to this legal notice, you can contact us at contact@sp-insurance.ch or on +41 22 559 86 84.